Real estate jargon can be confusing–especially when you’re buying your first Waterloo Region home–and one of the things people get most confused about is mortgage terminology. It’s understandable. You’re dealing with large amounts of money, planning on making a commitment that will last for decades and making sense of it all can be tough. So […]
Finding and purchasing a Waterloo Region home involves more steps and complications than most buyers realize. A real estate agent who serves as a buyer’s representative can be an incredibly beneficial resource, helping you navigate the entire process. But you may have heard that you don’t need one. Do you? There is certainly no rule […]
You’ve found and purchased the perfect Waterloo Region home. The whole family is excited and can hardly wait for moving day to arrive. You’ve booked the movers, packed the boxes and have begun picking out the fresh new decor for your brand new (to you) house. Have you forgotten anything? If you have pets maybe. […]
Even vaguely mention that you are thinking of buying a new Waterloo Region home and you will be inundated with advice and not just from your Realtor. Family, friends, colleagues and sometimes even complete strangers will all have plenty of sage advice for you, especially if this will be your first adventure in home buying. […]
A lot of the issues that surround credit scores and credit reports can be rather confusing to say the least. But the one thing that most people know is that the higher their credit score is the better their chances of getting a mortgage with a decent interest rate and getting the Waterloo Region home […]
When you are planning to start shopping for a new home the one thing you really need to have is your finances in order, whether you’ll be relying on a mortgage or not. This is especially important if you are though, as sometimes even ‘little’ mistakes can derail your loan. You really don’t have to […]
We often discuss what buyers are looking for with sellers, and guide them in preparing their homes. We also often cover the same ground here on our blog. But there is another side that is perhaps not discussed so often that deserves a little more attention; what Waterloo region home buyers don’t want. The problem […]
When buying a Waterloo Region home, two of your most important resources in order to meet your goals are your real estate agent and your bank, right? Not necessarily. While the bank your are used to dealing with – perhaps for years – is almost certainly equipped to help you finance your home purchase, there […]
There are times, if you are searching for a home in an area where the housing stock is low – making it a ‘hot market’ for sellers – the process can become very frustrating, as you may find yourself competing with others get the home you want. And sometimes, at offer time, you can do […]
For many, the first time they really begin tackling a lot of home decorating is when they finally move into a first Waterloo Region home of their own. And with no more restrictions and landlord’s (or parents’) rules to follow, and endless TV shows to be inspired by, it can be easy to get carried […]
Your credit report counts for a lot. And the information it contains can make all the difference when you apply for a mortgage to buy a home, not just whether you approved or not, but also the interest rate you will be charged. So that the information credit bureaus hold about you is correct is […]
In many ways, fixer upper properties are rather appealing to some home buyers. Sometimes taking on a less than perfect home can mean getting more house for your money or getting a foot into a desirable neighbourhood that they may not have otherwise been able to afford to consider. Sounds like a great idea maybe, […]
The one thing that most would be home buyers do understand is that the real estate markets and climates fluctuate and can do so rather often. And while they may have the upper hand sometimes if a market is slow, when it heats up and things begin to favor sellers, they do have to change […]
For most home shoppers attending at least one or two Open Houses during the course of their home hunt is the norm. But how useful these trips really are depends very much upon the questions you ask while your are getting the big grand tour. If you ask the right questions you can come away […]
Finding the right home isn’t easy and this can be especially true in an active – or as we in the real estate biz like to call them ‘hot’- market. It’s very frustrating if you can’t find the exact home you want in the neighbourhood you have your heart set on, or if you seem […]